Terms & Conditions

By agreeing to be a user of the Planning Ideas Financial Knowledge Centre and website https://www.ideas.financialknowledgecentre.com.au (the ‘Site’) the User (‘you’) agree to the following terms and conditions:

1. YOUR USE OF THE SITE a) Your use of the Site is offered to you conditionally on your acceptance without modification of the terms, conditions, and notices contained in this Agreement. b) Your use of the Site constitutes your agreement to all such terms, conditions, and notices.

2. GENERAL INFORMATION SITE ONLY a) The information, contents and resources on the Site is of a general educational nature only and is intended for Australian residents only. b) The information, contents and resources on the Site is provided to you entirely without knowledge of your personal circumstances, and is provided to you exclusively for general educational purposes. You expressly agree that the information, contents and resources on the Site is not to be relied on by you for any reason whatsoever save for general educational purposes. c) You agree that the information contained in the Site does not constitute advice of any nature including but not limited to financial, legal or other consulting advice. d) You agree that Planning Ideas has no responsibility, liability, or accountability for any loss incurred as a result of your reliance on the information, contents and resources on the Site. e) Planning Ideas takes all care and responsibility in preparing the presentation of information on this site but makes no warranty as to accuracy of the information on the Site nor its suitability for your personal circumstances. f) If you decide to make any business or personal decision having read information contained on the Site you should research the area further, and obtain professional advice from a legal, financial or other duly qualified adviser. Planning Ideas will not (to the extent allowed by law) be liable for any loss or damage suffered by you due to your reliance of the information, resources and content of the Site.

3. LINKS TO THIRD PARTY SITES & CONTENT OF SITE a) The Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Planning Ideas and Planning Ideas is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, changes to a Linked Site, webcasting or any other form of transmission received from any Linked Site. b) Planning Ideas is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Planning Ideas of the Linked Site or any association with its operators. c) The listing of a person or organisation in any part of this website in no way implies any form of endorsement by Planning Ideas of the products or services provided by that person or organisation.

4. NO UNLAWFUL OR PROHIBITED USE As a condition of your use of the Site, you warrant and expressly agree with Planning Ideas and assignees that you must not: a) use the Site for any purpose that is unlawful or prohibited by this Agreement; b) use the Site in any manner which could damage, disable, overburden, or impair the Site, interfere with any other party's use and enjoyment of the Site or bring the Planning Ideas  brand into disrepute. You agree that you will not do anything which may infect the Site with any virus or other thing which could damage, interfere with, delay, intercept or expropriate any system or data; c) obtain copy, reproduce, translate, adapt, vary or modify the information, content and materials on the Site, or attempt to do any of these activities by any means whatsoever, nor permit unauthorised use of the Site; d) reverse assemble or reverse compile, decompile, disassemble, or otherwise reproduce any aspect of the Site, to readable form for any purpose other than as expressly contemplated by this Agreement, or allow or cause a third party to do any of these things; e) attempt to create any software which has features or functionality the same as or similar to the features and functionality of the Site.